Filing an Insurance Claim After a San Diego Car Accident

When you’re in a car accident in San Diego, you’ll likely have to contact your car insurance company to report the accident. Depending on your car insurance coverage, you may have the opportunity to file an insurance claim before taking legal action against the liable party in your wreck.

When seeking a settlement from your insurance company, it can still be helpful to speak with a San Diego car accident lawyer from The Kindley Firm, APC so you have an idea of how much your settlement is worth. When you speak to your insurance company, you’ll know how much money you deserve and whether the adjuster is offering a decent amount of money.

How Insurance Companies Often Handle Car Accident Settlements

Your insurance adjuster in San Diego may ask you to record a statement as soon as your car accident occurs. It’s important to know that you don’t have to record this statement right away. You can take time to process what’s happened in your accident before speaking to your insurance. If you record a statement and say something you regret, your insurance company can use it against you.

Insurance companies often prioritize their own financial interests over the needs of their clients, so it’s likely that your insurance company will offer you a lower settlement than you deserve. You aren’t required to accept any offer you receive because you can file a lawsuit against the liable party in your accident instead.

When to Take Legal Action for Your San Diego Car Accident

If you want to maximize your car accident settlement in San Diego, you can take legal action with the help of an attorney. Your car accident lawyer can investigate your case and use evidence such as photographs, witness statements, and video footage to prove who’s at fault. Once you know who to sue, you can begin accounting for the damages you’ve suffered. 

Recoverable Damages You Can Receive in Your San Diego Car Accident Claim

If you want to maximize your car accident claim, you should account for both economic and non-economic damages. 

Economic damages are any financial losses you’ve suffered after your car accident, and these damages may include property damage, lost income from being out of work, and medical expenses from injuries you’ve treated. Non-economic damages are any non-financial losses you’ve suffered, and these damages may include pain and suffering, emotional distress, and loss of enjoyment of life

Contact a San Diego Car Accident Attorney

Although obtaining a settlement from your insurance company may be the fast and easy way to resolve your car accident case, you’ll likely walk away with less money than you deserve. 

If you want to get the most out of your car accident claim, speak with a San Diego car accident lawyer from The Kindley Firm, APC. To discuss your case with our team, fill out the contact form below or call 619-550-1313 to schedule a free consultation.