Things to Know About Auto Insurance Companies

A San Diego car accident is never a pleasant experience. You may suffer injuries after your car accident occurs, and it’s also likely that your accident will result in a significant financial loss. If someone else caused your San Diego car accident, then it’s important to pursue a settlement so you can recover more quickly.

Before taking legal action against the liability party in your San Diego accident, you may try to win a settlement from your California auto insurance company. Although car insurance should cover you for some of the damage you’ve experienced, it’s not always easy to deal with insurance companies after an accident.

It’s important to know what to expect from your car insurance company before moving forward. If you’re having trouble with your case, a San Diego car accident lawyer from The Kindley Firm, APC can help. 

They Will Likely Request a Written or Recorded Statement

It’s likely that your California auto insurance company will ask you for a written or recorded statement after a San Diego car accident. You don’t have to give this statement right away and it can be beneficial for you to speak with an attorney before discussing your case with your insurance company.

Once you put your statement in writing or on a recording, your insurance company can use what you say against you. By gathering your thoughts first, you’ll have a better idea of how to present the events.

They Often Make Low Settlement Offers

Auto insurance companies in California often make low settlement offers to victims in San Diego car accidents, so you shouldn’t accept an offer until you know the value of your claim. Speaking to an attorney can be helpful in assessing the value of your claim because they can pinpoint the liable party in your car accident and account for your damages.

If your auto insurance company refuses to settle for what you deserve, you can file a lawsuit instead. 

They’re Working for Profit

It’s important to know that insurance companies are working for profit and may not always have your best interests in mind. Even if you think the amount of money they offer you sounds high, it’s possible you deserve much more. You should closely assess the details of your case before accepting an offer so that you don’t miss out on the settlement you truly deserve. 

Contact a San Diego Car Accident Attorney

Many victims don’t have the legal experience to know when they’re being cheated by an auto insurance company in California. By hiring a strong legal team, you’ll have a strong support system ready to fight for you and get the most out of your claim. Whether you receive a settlement through insurance or through a lawsuit, you can be confident that you’re getting what you deserve.

If you’re ready to schedule a free consultation with a San Diego car accident lawyer from The Kindley Firm, APC, fill out the contact form below or call 619-550-1313.